Coverage for the Unexpected, Anywhere
Travel insurance is cheap relative to the trip but the wrong policy is worse than no policy. We pick coverage that pays the way it reads — cancel-for-any-reason, primary medical, and evacuation that actually evacuates.
Whether it's a once-in-a-lifetime international trip, a frequent-flyer business traveler, or a group adventure, the right travel policy is the one that pays the claim you actually file.
Trip Cancellation & Interruption
Reimburses non-refundable trip costs if you have to cancel or cut a trip short for a covered reason — illness, injury, death of a family member, jury duty, weather, supplier default. The most common claim we see.
Cancel For Any Reason (CFAR)
Add-on that lets you cancel for ANY reason and recover 50-75% of your trip cost — you change your mind, work conflict, kids get sick, anything. More expensive but worth it for high-cost trips you might bail on.
Primary Medical
Most US health insurance doesn't cover you outside the US (or limits coverage severely). Travel medical fills that gap with primary coverage — meaning the travel policy pays first, no need to fight your home health insurer.
Emergency Evacuation
If you need to be airlifted from a remote location to a hospital that can actually treat you, evacuation can run $50-250K. Primary evacuation coverage with the right limits and provider network is the most-overlooked piece of travel insurance.
Annual / Multi-Trip
Frequent travelers should look at annual plans that cover unlimited trips up to a per-trip duration. Often more cost-effective than separate per-trip policies.
Adventure & Extreme-Sports
Most standard travel policies exclude scuba, skydiving, mountaineering, race car driving, and extreme sports. We write adventure-rider policies that cover the activities you actually plan to do.
Get Started Today
We’re excited to learn more about you and your insurance needs.