Complete Financial Protection for Bishopbend Policyholders

IdentityIQ® services offer the most all-inclusive products in the industry, working with each of the three major credit bureaus and more to enable real-time credit report and identity monitoring and suspicious activity alerts. They search for critical information on the dark web and scan for convictions and arrests across the country, among other services. They remove the uncertainty and give you the advantage of being able to act quickly if something suspicious is happening with your identity. They actively monitor your identity and can alert you at the first sign of trouble, so you can focus on the things in life that matter most to you. 

One of the first questions a victim of identity theft asks themselves is, “Why would someone want my identity?” For an identity thief, opening credit cards in your name, making fraudulent purchases or using your personal information when being questioned by the police are just a part of a long list of what they can do with your stolen identity. Identity theft can happen to anyone at any time with more than 33% of US adults having already experienced identity theft.** Your identity is made up of multiple layers of information that includes more than just your Social Security number.

Whether you are looking for a one-bureau credit report or a complete view of your credit report profile from each of the major credit bureaus – Experian®, TransUnion® and Equifax® – IdentityIQ products are designed to meet your needs.

Possible suspicious changes in your credit report are one of the first indications that your information may have been compromised. Take a close look at your easy-to-read color-coded credit reports to verify your information. You have access to 4 reports per year (on select plans), which is something the competition does not offer.

Enhanced credit monitoring effectively monitors your credit on a whole new level. With this benefit, you are alerted to changes when authorized users are added to your credit cards or when your score changes by 10 or more points. This feature puts you in the driver seat and enables you to see changes and act if something doesn’t seem right. Providing policyholders with the most all-inclusive service at a great value is important to IdentityIQ.

Beyond credit and identity concerns, financial security is crucial for overall well-being. The plan addresses various facets, ensuring you have the tools and guidance needed to navigate today's complex financial landscape.

Financial counseling is beneficial for individuals and families facing various financial challenges, including debt issues, budgeting difficulties, saving for specific goals, or planning for major life events such as buying a home.

Online legal drafting interviews the policyholder and uses artificial intelligence to create customized legal documents from an online library.