Every restaurant business need protection against claims for damages because of bodily injury or property damage to others resulting from regular business operations. General Liability limits of $1 million per occurrence and $2 million aggregate are standard for most restaurants, with options for higher limits of $2 million per occurrence and $4 million aggregate. Most restaurants elect to add Commercial Umbrella coverage for the need of higher coverage (often $1 million or $5 million) depending on the entity needs.
General Liability also includes other important protections such as:
- advertising injury and personal injury
- medical payments per person
- damage to premises rented to you
- products/completed operations
It is important to understand your General Liability/Umbrella coverage levels as well as optional coverages (spoilage, delivery, hired/non-owned auto, blanket additional insureds and more. Bishopbend Insurance Services would love to visit with you on your Restaurant Liability protection needs.
EVERY BUSINESS SHOULD HAVE THE BEST GENERAL LIABILITY PROTECTION