Charges against employers for discrimination, harassment, wrongful termination, retaliation, wage and hour violations are at all time highs!    The legal landscape for employers continues to change due to the passage of laws like the Lilly Ledbetter Fair Pay Act  and Americans with Disabilities Act Amendments Act of 2008.   

Layoffs, downsizing, salary freezes and benefit reductions can be used by past and present employees as evidence of tangible adverse employment actions to file charges of discrimination, harassment, retaliation and wrongful termination against employers.   

What can you do to protect yourself?   Purchase employment practices liability coverage.  
The risks of no coverage:
• $150,000 = the average cost of defense
• $250,000 = the average jury award if the case goes to  verdict
• $???,??? = settlements are private and not a matter of public record.
--Peggy Bishop

Why You Need Employment Practices Liability Insurance